Five of the modern family finance crisis

Although one is income, and spending more. Traditional family are men at home, family income dependent on the head, while modern career woman is quite common, shuangxin increase in family income, family income at the disposal of relatively. But because of the high modern material desire, consumption temptation is big, huge revenue though, spending is much higher than in the past. Traditional family living frugal, earned $ 2000 you can save $ 500, but modern families often excessive consumption, earned more, earn $ 5,000 may spend 5,000 yuan, but more difficult to save money, and sometimes even consumption of indebtedness.

Although the second is the investment-Canton, risk is higher. Most of the traditional way of family wealth mainly to savings, the accumulation of wealth was slow, but the risk is low, at least not pay off the principal. While modern investment (and) diversification of financing tools, including stocks, funds, bonds, insurance, rate is also higher than the deposits of various investment tools, but if you do not have the expertise and blind money that the results not only white busy, and may also pay out the money.

Their three children is less, spend more. Husband and wife in the past and there is no concept of birth control, children the more the better is the concept of the majority and widespread response among modern family planning, only one child, but parents attach great importance to the child\'s upbringing, flower of life, cost much more than before on the study and education.

The four is to borrow money is easy, giant increased interest. Traditional household that borrowing is a very shameful thing, and borrow money channel little or no convenient; it easier for people to borrow money, caused a lot of people used to borrow money from consumer payments even after consumption, interest burden would become a stumbling block to the accumulation of assets. Especially those investing in families, once the investment loss, compound interest could make your life debt.

Although its five families less, against heavy burden. Traditional family structures are mainly three generations under one roof, although the lack of autonomy, but the young couple was able to reduce significantly the cost of, and modern couples married since the group after the small family, purchase, buy furniture, children are their own. Although the freedom, but it also caused economic instability of young couple much economic burdens such as rent or mortgage, nanny expenses.